The first thing to do is bargain shop to make sure that the rates you are getting are reasonable in comparison to other companies. Within the policy that you have, these are a few tips that could save you a few bucks.
A few tips to ensure that you claim correctly and receive your money as quickly as possible:
It is possible to save up to 50% by changing your companies.
There are many factors that are taken into account by the issuing company, such as:
To ensure that you receive the best rate possible it is useful to understand how these premiums are calculated by insurers. Firstly insurers will place people into four main categories:
In most states there will be a set of rules laid down by a group of insurance regulators. Agents may be required to calculate two different types of indexes to aid in price shopping.